CIP Help Center / Quotes & Policies

Choosing the Correct Vehicle Class and Cover Type

How vehicle use affects policy selection.

Private Vehicle applies to vehicles used for social, domestic, and pleasure purposes by the owner.

Commercial Own Goods applies to vehicles used to transport the owner or company goods for business purposes.

PSV applies to vehicles licensed to carry fare-paying passengers on designated routes.

Choosing the wrong class or cover type can affect policy validity, claims handling, Partner Earnings, and your CIP account standing.